Feed in a CIBIL report. Get back the risk segment, repayment score, collection grade, and eligible loan amount — all in under one second.
Your loan officers spend hours interpreting bureau reports. Orbit's scoring API does it instantly — consistently, without fatigue, for every application.
No more reading 10-page CIBIL PDFs. Approve or reject in the time it takes to blink.
Trained on thousands of real approvals. Catches risky profiles that humans often miss.
Tells you the exact eligible amount — not too generous, not leaving money on the table.
Eliminates human bias. Every applicant scored by the same objective criteria, every time.
No new software to install. Plugs into your existing LOS, CRM, or mobile app in an afternoon.
When your bureau partner returns a CIBIL report, you already have this. No extra data collection needed.
One POST request to /run-analysis
with the application ID and CIBIL JSON.
Five structured fields come back in under a second. Feed them straight into your approval workflow.
Here is a real borrower run through the API. 783 CIBIL score, 8 accounts, zero overdue.
Five structured outputs — all you need to make a lending decision in seconds.
Overall borrower quality. HQ = approve. MQ = manual review. LQ = reject or reduce amount.
Raw bureau score passed through directly. 750+ is good. Below 600 is high risk.
Our composite risk index. Lower is safer. Above 20 means multiple red flags are present.
Repayment reliability. A = very consistent payer. F = history of defaults or writeoffs.
Maximum safe loan amount in rupees — 1,000 to 10,000. Based on the full credit profile.
Pay only for what you use. No monthly minimums, no setup fees, no lock-in.
We'll run your first 50 calls free so you can verify the accuracy against decisions you already know.